Stellar connects low cost payments and asset issuance to an anchor network, but XLM value capture strengthens only if remittance, tokenization demand, and fee economics grow.
Investment View
Investors should focus on Stellar anchor liquidity, real payment volume, tokenized asset balances, Soroban use, and XLM fee demand rather than partnerships alone.
Stellar is an institutional finance Layer 1 combining low cost payments, asset issuance, RWA, and Soroban smart contracts. Its maturity is high, but chain revenue, DeFi liquidity, and off chain institutional reliance still need proof.
Investment View
Stellar should be judged by how fast its payments and RWA strengths turn into recurring on chain use and Soroban app revenue. It is strong as institutional finance rails, while economic self sufficiency still lags.